Temporary Authority or TA, as it is known, has been a topic during numerous NMLS Ombudsman meetings, and in discussions with state and federal regulators. It has for years been on the wish list of many state-licensed mortgage companies as a way to mitigate licensing speedbumps required under the SAFE Act and enforced by state regulators.

In this webcast, our panel discussed NMLS implementation of TA and how some states might approach TA — which launched in the middle of the NMLS 2019 annual renewal season. And of course, the importance of the numbers 2, 14, 30, 120, 365, and 2155.


  • Katy Ryan – Partner, Buckley LLP and Founder, APPROVED Licensing
  • Tim Lange – Founder & COO, APPROVED Licensing
  • Melissa Koupal – Senior Vice President Loan Integrity, loanDepot and Owner, RegList
Originally recorded October 9, 2019

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